Snap Finance

Available In-Store Only

Apply For Snap Finance

Who are Snap Finance?
We’ve partnered with Snap Finance to give you a flexible payment options. Spread the cost of 24 months or Pay In 4 and we’ll cancel any interest!*

*Interest is charged from the day your loan starts on the principal outstanding at the rate set out in your consumer credit agreement and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

What is Pay in 4

With our Pay in 4 feature, you can settle your loan in full within 4 and we’ll cancel the interest*. We call this the “Pay in 4 period”.

This loan is based on a fixed term for 24, and includes interest calculated from the date you take out the loan.

In the event that you do not fully repay the Amount of Snap loan during the Pay in 4 period, your loan repayments will continue over the full term. This means that you will be paying interest on the outstanding Amount of Credit, and this is applied from the start date of your agreement.

* Interest is charged from the day your loan starts on the principal outstanding at the rate set out in your consumer credit agreement and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 period.

Up to £2,250 paid directly to Finishing Touches on your behalf.

Spread the repayments over 24 months Repay weekly, fortnightly or monthly to suit you Clear the loan within 4 month and pay no interest If you have any questions or you would like help filling out the application, please call our office on 07474 444 199. Alternatively, send an email to sales@finishingtouchesonline.co.uk and we’ll call you on our return.

Am I eligible?

Minimum 18 years old with minimum £200 weekly income

Must be a UK resident 

Have a current account that can accept Direct Debits

Have a Debit or Credit Card

Apply For Snap Finance
Apply For Snap Finance

Klarna Payments

Available Online Only

Apply For Klarna

Klarna is the smoooth and safe way to get what you love today, and pay over time.

So, how does Klarna work?

We partner with retailers all over the world, so that you can shop smoooth directly from their sites. Don’t spot us at the checkout? No worries. You can use our app to enjoy flexible payment options everywhere and anywhere online.

Apply For Klarna

Pay later with our shopping app.

Download our free app and get personalised inspiration, exclusive deals and the freedom to shop responsibly and pay how you prefer.

Your new source of inspiration.

Discover thousands of brilliant brands already using Klarna. From your next pair of shoes to your new phone, check out our store directory to get started.

Pay later with Klarna.

Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.*

Apply For Klarna
Pay in 3 instalments

Spread the cost of your purchase into 3 interest-free instalments. The first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days.

Read our terms

Pay in 30 days

Make your purchase today so you can try before you buy. Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.

Read our terms

Please spend responsibly. Missed payments may affect your ability to use Klarna in the future. Credit is only available to permanent UK residents aged 18+, subject to status, terms and conditions apply.

The brands behind the buzz.

With the Klarna app, you can pay in 3 interest-free instalments at all your favourite brands – that’s right, all of them!

Apply For Klarna